Give Your Employees
A Pay Rise
We enable Companies to increase the velocity of money to help their Employees achieve better financial health with free, flexible access to their pay.
We enable Companies to increase the velocity of money to help their Employees achieve better financial health with free, flexible access to their pay.
Context
The majority of today’s Employees live pay-check to pay-check, struggling to make ends meet.
What We Do
We transform employee benefits into the world’s most valuable employee financial ecosystem, giving an effective payrise without increasing wages.
With Hi Everyday Pay, offer your employees instant access their wages as they earn it rather than waiting until payday. This can help employees more effectively and efficiently manage their finances, easing the stress of life’s unexpected expenses.
Instant wage access can provide your employees with increased financial stability and security, allowing them to better invest for the future to meet their financial objectives.
Earned wage access reduces the need for high-interest loans or other forms of predatory credit for employees forced to wait until payday
By reducing financial stress and allowing your employees to better manage their finances, EWA leads to happier employees, enhanced well-being, and improved mindset at work.
Offer your employees access to unique financial products such asmortgages, auto-loans, and insurance benefits to save more by paying bills daily.
Provide your employees with discounted rates on a wide range of products and services, such as gym memberships, hotels, and airfare.
Our budgeting and money management platform gives your employees the tools and knowledge they need to seize control of their finances, charting a course towards achievement of both short-term and long-term financial objectives.
Our tailored AI-powered financial trainer empowers users to overcome financial issues, form effective spending habits, and stay committed to reach their financial goals through reminders and support.
Elevate your employees' financial acumen through comprehensive education on budgeting, saving, and investing.
Unlock the potential of your payroll by turning it into a profitable asset with HiAsia Pay Asset Finance. Our innovative asset structure generates cashflow to secure supply chain discounts, leading to lower costs, higher margins, and enhanced EBITDA.
Maximize your financial performance and minimize financing costs with Pay Asset Finance. Our cutting-edge "deep tier" AI platform optimizes capital across the supply chain, streamlining costs while reducing risk, positioning your company and its supply chain for greater competitiveness.
New benefits such as Everyday Mortgage enable employees to save on their interest payments, accelerating home ownership.
Steve Monaghan
Hi Asia Co-Founder
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The App
The all-in-one e-wallet where employees can access pay immediately as they earn and control their spending and saving.
Financial Fitness
Designed to optimize employees spend and saving habits to help them reach their financial goals.
All-In-One eWallet
Engineered to maximize employee value and simplicity, HiWallet empowers employees to focus on what truly matters to perform at their best.
Company Connect
Employee benefit marketplace gives access to a unique tailored offer, allowing to stretch every dollar further.
Financial Fitness
Designed to optimize employees spend and saving habits to help them reach their financial goals.
All-In-One eWallet
Engineered to maximize employee value and simplicity, HiWallet empowers employees to focus on what truly matters to perform at their best.
Company Connect
Employee benefit marketplace gives access to a unique tailored offer, allowing to stretch every dollar further.
The PAF
Pay Asset Finance (PAF) is a proprietary solution enabling companies to transform their payrolls from expenses into income-generating assets.
Through HiAsia's PAF Early Wage Access program, financial institutions purchase the payroll enabling employees to be paid in real-time and employers to release cashflow for deployment against supply chain discounts.
Increased Cashflow
Hi generates cashflow for employers by deploying PAF Early Wage Access program to delay payroll payment.
Lower COGS
Hi lowers COGS by deploying advanced AI to optimize supply chain capital and drive discounts.
Increased Net Income
Hi improves income by dynamically focusing capital on driving maximum returns for employers and employees.
Supply Chain Discounts
Hi generates cashflow for employers by deploying PAF Early Wage Access program to delay payroll payment.
Lower COGS
Hi lowers COGS by deploying advanced AI to optimize supply chain capital and drive discounts.
Increased Net Income
Hi improves income by dynamically focusing capital on driving maximum returns for employers and employees.
Team
We are a Singapore-headquartered asset management technology firm optimizing the world's largest capital flows with unique IP, advanced AI, and a relentless focus on scaling value.
15
Yrs. of Team’s Financial
Service Experience
*on average
20
Yrs. of Team’s
Technical Experience
*on average
Steve Monaghan
Executive Chairman
Steve founded the innovation teams at DBS Bank AIA Company, and has served as EVP Riyard Bank, GM Shinsei Bank, and led product for Dell and Compaq. Steve is an LP in TGV and serves on numerous boards as director advisor, and investor. EMBA HSE.
Shota Ishii
CEO
Shota specializes in intelligent decisioning systems for corporate finance and investment management functions. His solutions are deployed at pensions, banks, insurers, and asset managers across the globe. He holds an MBA from INSEAD and Bachelor’s from Cornell.
Eddie Lei
COO
Eddie is a former GP at FinMirai, leading the Venture Portfolio. He was the Chief Innovation Officer at CV Starr. Prior to that, he led operations at the fastest growing tech enabled insurance agency in the US. He holds an MBA from Harvard and Bachelors from MIT.
Filip Jakubowski
CTO
Filip is a serial entrepreneur, CTO, and technical leader with 20+ years of professional experience. He delivered multiple fintech platforms from concept through scale-up. He has built a digital bank, investment and payments solutions across multiple countries.
Mateusz Wójcicki
CDO
Mateusz is an award-winning creative technologist with 20 years of experience. He has co-founded several startups and currently leads Artifact, a digital agency that solves complex Fintech product challenges for clients ranging from start-ups to Fortune 500s.
FAQ
Have questions? We have answers.
Reach out to us, and we’ll talk to your HR! Once your employer launches their partnership with us to offer the Hi Wallet and Everyday Pay service, you’ll be provided a digital wallet and card to begin accessing your earned wages, as you earn it!
No, we are not a payday lender or offering any credit services. By using Hi Everyday Pay, you are simply instantly accessing your earned income to pay bills and make purchases.
There is zero cost for employees to access their earned wages. Unlike other earned wage service providers out there, we do not charge interest, transaction fees, or service fees. Zero.
Everyday Pay can provide you with many benefits, including:
Accessing to your earned pay so you can pay bills on time. Remember bills don’t wait until payday!
The ability to spend your earned pay without having to dip into savings for emergency purchases or services.
Understanding your earnings per day, making it easier to budget, and eliminating binge risk.
We have the highest security certifications and processes in the industry to ensure all of your data and money is protected.
